PRUMy Critical Care

PRUMy Critical Care Malaysia Quick Overview

Cancer, stroke, heart attack, and other critical illnesses can strike any time. It doesn’t care if you’re young, fit or strong. Even more so, the recovery journey can be daunting. Beyond medical costs, you might need to consider other expenses such as loss of income and more. But what happens when your financial means aren’t ready for it?

With PRUMy Critical Care, you can now be covered beyond your medical policy with lump sum payment made to you. Customise your own protection plan that suits your needs and budget - from as low as RM100.

Prudential Assurance Malaysia Berhad (PAMB) was established in Malaysia in 1924 and we are a subsidiary of Prudential plc, which was founded in London in 1848. Prudential plc is an Asia-led portfolio of businesses focused on structural growth markets. The business helps individuals to de-risk their lives and deal with their biggest financial concerns through life and health insurance, and retirement and asset management solutions.

PRUMy Critical Care Malaysia Opportunities Overview

No matter your needs, there's a plan for you.

Prudential's benefits:

- Lump sum payment
Help you cover expenses beyond medical costs.

- 160 conditions
Comprehensive coverage of up to 160 conditions.

- Early-to-late stage critical illness coverage.
Coverage for various conditions at any stage.

- Multiple claims for different stages of critical illness
Up to 400% of the rider sum assured are allowed (max. 100% per category)
Payout of rider sum assured: 50% at early and intermediate stage and 100% at late stage.

- Re-diagnosis coverage for Cancer, Heart Attack and Stroke categories before age 85
You can claim maximum of 200% rider sum assured per category under re-diagnosis (condition must be unrelated to first diagnosis).

- Additional Special Benefit
20% of the rider sum assured is made payable for diabetic and joint-related conditions. One-time payout of this Special Benefit will not reduce the rider sum assured.