Take full advantage of your healthcare and future with ease through modern paperless Health Savings Account.
About Lively
Lively is a Health Savings Account platform for employers and individuals. Out-of-pocket healthcare costs are skyrocketing each year, forcing people across America to make difficult decisions about their health and money. We started Lively because we believe no one should have to choose between their personal health and their financial health.
Lively HSA works as a tax-advantaged health savings account for those in High Deductible Health Plans (HDHP), letting you save, spend, and invest money for medical costs with triple tax benefits (tax-free contributions, growth, and withdrawals for eligible expenses). You fund it via payroll or direct deposits, use a debit card for payments, or get reimbursed later, managing everything through our user-friendly app, which also tracks deductible spending and offers investment options for long-term growth.
How Lively HSA Works
If you have an eligible, high-deductible health plan, you can open an HSA today. Getting started with Lively is easy:
1. Open your free health savings account
Get started and check eligibility online - no paperwork required!
2. Set up your Lively account
Lively is here to walk you through each step - from contributions, rollovers, and transfers.
3. Enjoy your healthcare savings
Save, spend, or invest your triple tax-advantaged HSA.
4. Manage your HSA Funds easily and confidently
Lively makes accessing your HSA easier than ever. From your Lively online dashboard and mobile app you can:
- Track your contributions, spending, and investing from one simple dashboard
- Choose when and how to invest your HSA funds
- Boost your retirement savings — HSA funds never expire and after age 65 can be used penalty-free on non-medical expenses.
Lively makes it easier to manage the rising costs of personal health through Health Savings Accounts (HSA) that allow people to not only save on the costs of healthcare today, but plan for the costs of tomorrow.
Why use Lively
Lively helps you take full advantage of your healthcare and future with ease through modern paperless Health Savings Account (HSA).
An HSA is an individually-owned account for health expenses, designed to be used in conjunction with a qualifying high-deductible health plan (HDHP) in the US. Think of it as a 401(K) for healthcare. With an HSA, you can enjoy triple-tax advantages while taking care of your health, now and in the future.
Lively is the modern HSA experience built for those seeking stability in the ever-shifting and uncertain healthcare landscape.
✅ Always-on support
Responsive, expert support whether you are saving, spending or investing. Lively AI Chatbot understands context and provides answers 24/7. Our top-rated, U.S.-based experts are also available via phone, email, or chat.
✅ Technology as simple and modern as your favorite apps
Lively’s AI makes it easy to find information, automate and complete tasks, and submit claims in seconds – removing the mental load from benefits management.
✅ Flexible configurations, tailored to you
From enrollment to contributions, setup is smooth and daily management stays easy.
✅ Lively makes benefits human — helping people save for a healthier future and freeing HR to focus on what matters.
✅ No hidden fees - ever
Lively HSAs are free for individuals and families, so you never have to worry about hidden costs.
✅ Secure contributions and transfers
Put your money to work with peace of mind: Lively HSAs are FDIC-insured* and use bank-grade security.
Maximize your healthcare savings and further your financial goals with a Lively HSA. Open a health savings account with Lively today to enjoy financial benefits!