Upgrade - Online Personal Loan & Card

Upgrade - Online Personal Loan & Card United States Quick Overview

Upgrade’s founding team pioneered fintech over a decade ago. In 2017 we launched Upgrade to create an online and mobile banking experience that delivers exceptional value to our customers by eliminating fees on everyday transactions and offering affordable and responsible credit through cards and loans. In 3 short years, over 10 million people have applied for an Upgrade card or loan, and we have made over $3 billion in affordable and responsible credit available to our customers.

Our latest innovation Upgrade Card combines the payment convenience and flexibility of a credit card with the low cost and responsible credit of an installment loan.

Upgrade - Online Personal Loan & Card United States Opportunities Overview

Through Upgrade, consumers can access affordable personal loans of up to $50,000 with low fixed rates that never change. This provides consumers with fixed payments and a clear pay off date. Most use the loan to pay off high interest credit cards or consolidate debt, home improvements, cover unexpected expenses, pay off medical expenses, or other large purchases.

With Upgrade Card, you enjoy the combination of the flexibility of a credit card with the low cost and predictability of a personal loan.
- No fees
- Credit lines from $500 to $20,000
- Lower cost than traditional credit cards
- Use wherever Visa® is accepted with safe and fast contactless technology